The bank offers to place new hryvnia funds for three or six months
The 'Dokhidnyi PLUS' promotional offer allows depositors to earn between 16% and 17% per annum for placing new funds. Deposits are available in the PUMB bank application for periods ranging from three to six months. This was reported by RBC-Ukraine (Спецпроєкт) citing PUMB, according to the portal PromPolitInform.
Financial institution PUMB has introduced an updated capital growth tool named ‘Dokhidnyi PLUS’. The program is designed for clients with available hryvnia resources that will not be required within the next several months.
Promotional Offer Parameters
Under the campaign, clients are offered 16% per annum for placing funds for three months and 17% per annum for deposits of six months. The minimum deposit amount is 500 hryvnias, with interest accrued monthly and paid directly to the bank card.
The product conditions do not provide for account replenishment, early contract termination, or automatic deposit extension. This offer can be utilized until 20:00 on December 30, 2026, exclusively via the PUMB mobile application.
Definition of ‘New Funds’
The deposit can only be opened using new cash inflows, which are calculated automatically. The system considers the difference between the actual balances in the client’s accounts at the time of opening the deposit and the status as of the end of the day on September 24, 2026.
Profitability for Depositors
According to bank calculations, placing 100,000 hryvnias for a term of 184 days at a 17% annual rate results in a net income of approximately 8,570 hryvnias after tax. Experts note that this financial instrument should be used only for targeted savings, while maintaining a ‘financial safety cushion’ in free access.
PUMB Status and Reliability
According to the National Bank of Ukraine, PUMB ranks among the four largest banks in Ukraine by the volume of fixed-term individual deposits in the national currency. The financial institution, which has been operating in the market for 35 years, serves over 2.5 million clients and is part of the deposit guarantee system, providing an additional layer of protection for placed funds.
Photo: RBC-Ukraine
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