The National Bank of Ukraine has approved a resolution providing for an increase in the minimum regulatory capital of banks from 200 to 250 million hryvnias. At the same time, the regulator is introducing constant monitoring of risk and liquidity compliance. This was reported by Minfin, according to the portal PromPolitInform.
Regulatory changes are formalized by NBU Board Resolution No. 121, adopted on October 13, 2026. The updated rules amend the Instruction on the Procedure for Regulating Banking Activities and come into force on January 1 and January 3, 2027.
Owners of financial institutions will have to find ways to comply with the updated standards. Among the possible options for adaptation to the new conditions are capital increases or mergers with other market participants.
Continuous compliance with standards
The previous procedure allowed financial institutions to temporarily deviate from regulatory indicators during the month, correcting the situation only on reporting dates. Now the banking sector is obliged to comply with credit risk limits, in particular standards N7, N8, and N9, as well as investment restrictions on a continuous basis.
Violations will be recorded regardless of the calendar day of reporting. This approach should finally eliminate the practice of temporarily improving indicators before submitting reports to the regulator.
Individual requirements and European standards
In addition to general changes, the National Bank receives the legal right to set individual increased capital adequacy standards for certain institutions. This applies to banks that pursue an overly risky policy in their activities.
In particular, the regulator will be able to set stricter requirements for the liquidity coverage ratio for specific market participants. These innovations are being implemented as part of the transition of the Ukrainian banking system to European Union prudential supervision standards.
The provisions are based on EU Directive 2013/36/EU, EU Regulation No. 575/2013, and the core principles of Basel III. This will align domestic banking legislation with modern international reliability requirements.
Photo: Minfin
Read also: US Lawmakers Urge Donald Trump to Implement Full Sanctions and Secondary Tariffs on Russia
