Net hryvnia loans to enterprises increased by 33%
As of August 2026, net hryvnia loans to enterprises in Ukraine increased by 33% year-on-year, and loans to households grew by 38%. This is evidenced by data from the National Bank of Ukraine. This was reported by Delo.ua citing the National Bank of Ukraine, according to the portal PromPolitInform.
To correctly assess market trends, the regulatory authority advises analyzing net loans specifically. The decline in gross loan figures resulted from state-owned banks writing off a significant amount of legacy non-performing loans in December 2025.
This statistical effect will influence annual gross lending growth rates throughout the year. At the same time, the actual lending activity of financial institutions has not decreased.
Dynamics of bank accounts
In addition to loans, financial statistics record a steady inflow of client funds into the banking system. Hryvnia balances of business entities and non-bank financial institutions grew by more than 22% year-on-year in August.
The volume of citizens’ hryvnia savings increased by more than 17% year-on-year. The National Bank added that these preliminary figures may be adjusted later following the publication of full monthly bank reporting.
Reduction in the share of non-performing loans
Previously, the regulator recorded a decrease in the share of non-performing loans in the banking sector. As of August 1, 2026, the share of non-performing loans (NPL) decreased to 12.1%.
Since the beginning of the year, this figure has dropped by 1.8 percentage points. The banking system continues to improve its asset quality.
Photo: Максим Кольц
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