lending
Discounts for families with children to be introduced in eOselya from 2027
From January 15, 2027, Ukraine is implementing an updated mortgage lending mechanism under the eOselya program. The main innovation will be a gradual reduction of the interest rate for families following the birth or adoption of children.
other materials in the section lending
Ukraine launches ‘eOpora’ portal to find energy support programs
Ukraine has launched the ‘eOpora’ website, which aggregates state and regional energy independence programs. The platform assists businesses, communities, and private households in finding concessional financing options for energy equipment.
Import financing: how businesses can choose the optimal working capital tool
Ukrainian importers often face cash gaps due to the long cycle of product supply from foreign manufacturers. To maintain operations, companies use bank lending, government programs, or financial company services.
Ukrainian banks issued UAH 1.4 billion in mortgage loans in July 2026
In July 2026, Ukrainian financial institutions signed 710 mortgage agreements totaling UAH 1.4 billion. The lending process, involving 14 banks, shows a gradual decline in activity compared to the spring figures.
Business and household lending volumes grow rapidly in Ukraine
As of August 2026, net hryvnia loans to enterprises in Ukraine increased by 33% year-on-year, and loans to households grew by 38%. This is evidenced by data from the National Bank of Ukraine.
Oschadbank increased micro-business lending by 37% in 2026
During the first half of 2026, Oschadbank provided 3.3 billion UAH in loans to micro-businesses, a 37% increase compared to the same period last year. The number of credit agreements concluded during the reporting period rose by 27%, reaching 2,596…
