The bank's total loan portfolio for small businesses exceeded 7.6 billion UAH
During the first half of 2026, Oschadbank provided 3.3 billion UAH in loans to micro-businesses, a 37% increase compared to the same period last year. The number of credit agreements concluded during the reporting period rose by 27%, reaching 2,596 contracts. This was reported by Delo.ua, according to the portal PromPolitInform.
The total loan portfolio formed by small enterprises at this financial institution has shown a growth of nearly 20% since the start of the year, exceeding the 7.6 billion UAH mark. In total, bank specialists processed 2,799 applications from micro-business representatives during the first six months of 2026.
Agricultural Sector Financing
A significant portion of the funds was aimed at supporting agricultural producers. This was achieved through collaboration with the Agriculture Credit Partial Guarantee Fund. Within the framework of portfolio guarantees, entrepreneurs in this sector were able to secure 313 micro-loans totaling 459.8 million UAH.
“For Oschad, it is especially important to support small businesses and agricultural producers in frontline regions, where access to financing is often critical. We carefully review every application, seeking opportunities to support viable businesses even under difficult conditions,” noted Natalia Butkova-Vitvytska, a board member at Oschadbank responsible for micro, small, and medium-sized businesses.
Promotional Offers for Clients
Starting September 1, the financial institution is launching a special promotion titled “Account + Acquiring” for new clients opening accounts remotely via the OschadBusiness platform. The program includes free opening of a current account, three months of free maintenance, and one year of service for a Visa Business card. Additionally, businesses can connect POS-acquiring and the OschadPAY service at a 15% discount.
In total, during the first half of 2026, the bank provided 14.9 billion UAH in financing to 3,086 micro, small, and medium-sized enterprises. Industrial companies and the agricultural sector received the largest shares of these resources.
Illustrative photo: WestBam / CC BY-SA 4.0
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